DISCLAIMER

CONFIDENTIALITY, COPYRIGHT AND TRADEMARKS

Copyright © 2012 Lorica Investment Counsel Inc. (“Lorica”). All rights reserved.
The content available through this website is the property of Lorica or its licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through this website to anyone, including but not limited to others in the same company or organization, without the express prior written consent of Lorica. Without limitation, you may not post any content from this website to newsgroups, mail lists or electronic bulletin boards without the prior written consent of Lorica, and links to and frames of this site are strictly forbidden.

Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of Lorica or other entities. Nothing contained on this website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any mark displayed on the website without the written permission of Lorica or such third parties who may own the marks displayed on the website.

Any infringement of the rights of Lorica will result in appropriate legal action.

LIMITATION OF LIABLILITY

Lorica, its subsidiaries and affiliates, are not responsible in any manner for direct, indirect, special or consequential damages, howsoever caused, arising out of the use of this website.

SECURITIES RELATED INFORMATION

Information contained herein is only intended for general information purposes only. Such information does not constitute an offer to sell or solicit sales to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Past perfomance may not be indicative of future results. Any finanical data is drawn from sources believed to be reliable, but the accuracy and completeness of such information is not guaranteed, nor in providing it does Lorica assume any liability. The information is current as of the date indicated on the site and Lorica assumes no obligation to update the information or advise on further developments relating to the securities mentioned at this site.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rate[s] of return is [are] the historical annual compounded total returns[s] including changes in [share or unit] value and reinvestment of all [dividends or distributions] and does [do] not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

The payment of distributions should not be confused with a fund’s performance, rate of return or yield. If distributions paid by the fund are greater than the performance of the fund, your original investment with shrink. Distributions paid as a result of capital gains realized by a fund, and income and dividends earned by a fund are taxable in your hands in the year they are paid. Your adjusted cost base will be reduced by the amount of any return of capital. If your adjusted cost base falls below zero, you will have to pay capital gains tax on the amount below zero.

Important information about the Lorica Canadian Fixed Income Fund is contained in the Simplified Prospectus. Obtain a copy from your financial advisor, SEDAR (www.sedar.com) or from product area of our site. Please read it carefully before investing.

THIRD PARTY LINKS

Lorica Investment Counsel Inc. may from time to time include, on this website, links to other web sites, including those operated by parties other than Lorica Investment Counsel Inc. Any links on this website to resources and content is provided solely for your convenience and information. Lorica Investment Counsel Inc. is not responsible for the availability of any third-party websites; does not endorse, guarantee or accept any responsibility for any content, information or data provided on such websites; nor is it responsible for any collection or use of any personal or confidential information by such websites. You agree that all risk associated with your use of any information, data or materials provided or made available on a third-party website, or the provision of any personal or confidential information to any third-party website rests solely with you. Linking to and your use of any third-party website is at your sole risk and Lorica Investment Counsel Inc. strongly recommends that you review the terms of use and privacy statements of any such website before its use.

JURISDICTION

The information contained herein are intended for the residents of Ontario only and is not intended to be directed to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation.

For greater certainty the information contained on this site is not directed to persons or entities resident in the United States.

Prospective investors who are not resident in Canada should consult with their financial advisor to determine if these securities may lawfully be sold in their jurisdiction.

PRIVACY

Lorica is committed to ensuring the privacy of any personal information you provide to the Firm. Lorica will not use or communicate such information to third parties without your knowledge or consent, unless the Firm is legally obligated to do so. To obtain a copy of the Firm’s privacy policy, please e-mail: info@loricaic.com